Cyber Solutions® is comprehensive insurance program to help protect you and your reputation.
In the health care industry today, it’s not a matter of if a breach will occur — it’s a matter of when. Patient data is a target for fraudulent use and according to Ponemon Institute’s latest research, malicious or criminal attacks are now the leading cause of data breach.1
Eligible2 policyholders receive $100,000 in coverage as an endorsement to their policy, with the option to purchase up to $10,000,000. Coverage is included for both third party liability claims as well as first party (direct) costs incurred in the event of a privacy breach with no deductible.
- Multimedia Liability Coverage
- Security and Privacy Liability Coverage
- Privacy regulatory defense and penalties coverage (to the extent insurable by law)
- PCI DSS assessment coverage*
- Privacy breach response costs, patient notification expenses, patient support and credit monitoring
- Network Asset Protection
- Cyber Extortion Coverage
- Cyber Terrorism Coverage
- Cyber Crime*
- Medefense® Plus*
*Indicates new coverage provided in 2017 pending approval of state departments of insurance.
For detailed coverage information, refer to the
Online Loss Prevention Resources
As a Cyber Solutions™ policyholder with MMIC, you have unlimited access to an online data security risk management service that includes:
- Compliance Materials
- Quarterly Newsletters and Instant Alerts
- Expert support
- Step-by-step Procedures to Lower Risk
- Training Modules
- Guidance for Handling Data Breaches
Downloadable Applications Forms (PDF)
Health Care Facilities Cyber Solutions® / Medefense® Plus
(New Business & Renewal) Cyber Solutions® / Medefense® Plus
1: Sixth Annual Benchmark Study on Privacy & Security of Healthcare Data published by the Ponemon Institute May 2016.
2: Eligible policyholders include independently owned and operated physician practices, hospitals, long-term care and outpatient facilities with revenues less than $250 million and medical professional liability deductibles less than $250,000.